These Terms & Conditions govern your access to and use of the 78jl platform, including all games, payment services, bonuses, and account features. By creating a 78jl account or accessing any part of the platform, you agree to be bound by these terms in full.
The full terms are below. Here is a plain-language summary of the most important points for 78jl players.
You must be at least 21 years old to register and play at 78jl. This is a PAGCOR requirement for all online gambling in the Philippines. Age verification is mandatory before any withdrawal is processed.
Each individual may hold only one active 78jl account. Duplicate accounts are strictly prohibited and will result in permanent suspension and forfeiture of any associated balances and bonus funds.
All bonus funds are subject to wagering requirements before withdrawal. Terms vary by promotion and are published clearly on each offer. Bonus abuse — including coordinated multi-account wagering — results in account suspension.
78jl operates under PAGCOR regulatory oversight. All games are independently certified. Player funds are held in segregated accounts. Disputes may be escalated to PAGCOR through their official channels.
All deposits, wagers, and withdrawals at 78jl are conducted in Philippine Peso (PHP). 78jl is not responsible for any currency conversion fees that your bank or e-wallet provider may apply. Deposits must come from accounts in your own name.
78jl provides deposit limits, session time controls, and self-exclusion tools. Self-exclusion requests are processed within 24 hours and result in immediate account restriction. These tools exist to protect players — we encourage their use.
In these Terms and Conditions ("Terms"), the following definitions apply unless the context otherwise requires:
These Terms are governed by and construed in accordance with the laws of the Republic of the Philippines. References to statutes include all amendments and enactments in force at the relevant time. Headings are for convenience only and do not affect interpretation.
By registering an Account, you represent and warrant that you are at least 21 years of age. 78jl reserves the right to request valid government-issued Philippine identification documents at any time for age verification purposes. Failure to provide satisfactory proof of age will result in account suspension and withholding of any pending withdrawals pending verification.
The 78jl Platform is licensed and operated for players within the Republic of the Philippines. Residents of jurisdictions where online gambling is prohibited by local law are not permitted to register or access the Platform. You are solely responsible for determining whether your use of the 78jl Platform complies with the laws of your jurisdiction.
To create a 78jl Account, you must provide accurate, complete, and current information including your full legal name, date of birth, Philippine mobile number, and a valid email address. You agree to maintain the accuracy of this information and update it promptly in the event of any change.
You are responsible for maintaining the confidentiality of your login credentials and for all activities that occur under your Account. You agree to notify 78jl immediately of any unauthorized use of your Account.
You are responsible for maintaining the security of your 78jl Account. You must choose a strong, unique password and must not share your login credentials with any third party. 78jl will never ask for your password via email, live chat, SMS, or any other communication channel. If you receive any communication purportedly from 78jl requesting your password, you should treat it as fraudulent and report it to our support team immediately.
78jl is required by its regulatory obligations to conduct Know Your Customer ("KYC") verification on all player accounts. Verification may be requested at any time and is mandatory before any withdrawal exceeding applicable thresholds can be processed. Acceptable forms of identification include, but are not limited to: Philippine National ID, Passport, Driver's License, SSS/GSIS ID, and UMID Card.
An Account is considered dormant if it has recorded no login activity for a consecutive period of twelve (12) months. 78jl may apply a dormancy administration fee to dormant accounts in accordance with applicable regulations. You will receive email notification before any dormancy fee is applied. Logging in at any time reactivates the Account and prevents dormancy fee assessment.
You may request closure of your 78jl Account at any time by contacting our support team via live chat. Any real-money balance remaining in your Account at the time of closure will be processed for withdrawal to your verified payment method. Bonus funds are non-withdrawable and will be forfeited upon account closure. Account closure requests are processed within five (5) business days.
78jl accepts deposits and processes withdrawals via the following payment methods: GCash, Maya (formerly PayMaya), QR Ph, GrabPay, BPI, BDO, Metrobank, and InstaPay. Minimum and maximum transaction limits apply to each payment method and are displayed at the point of transaction. 78jl may add or remove supported payment methods at any time by updating this section with reasonable notice.
The minimum deposit at 78jl is One Hundred Philippine Pesos (₱100) via GCash and Maya. Deposits via bank transfer require a minimum of Five Hundred Philippine Pesos (₱500). All deposits must originate from a payment account registered in your own name. 78jl does not accept deposits from third parties.
The minimum withdrawal from a 78jl Account is Two Hundred Philippine Pesos (₱200). Withdrawal requests are processed by the 78jl finance team on a continuous 24/7 basis. GCash and Maya withdrawals are typically completed within fifteen (15) minutes of approval. Bank transfers are typically completed within sixty (60) minutes, subject to the processing schedules of the receiving institution.
78jl reserves the right to conduct enhanced verification checks before processing any withdrawal. In cases where suspicious activity, potential bonus abuse, or incomplete KYC verification is identified, 78jl may temporarily hold a withdrawal pending the outcome of its review. Players will be notified of any such hold and the steps required to resolve it.
All transactions on the 78jl Platform are denominated in Philippine Peso (PHP). 78jl is not responsible for any foreign exchange charges, conversion fees, or other costs applied by your bank or payment provider in connection with your use of the Platform.
78jl offers welcome bonuses, reload bonuses, free spins, cashback promotions, and other incentive schemes to eligible players. Each promotion is governed by its own specific terms and conditions, including wagering requirements, eligible games, minimum deposit amounts, and expiry dates. These promotion-specific terms are published on the relevant promotion page and are incorporated into these Terms by reference.
Bonus funds credited to your Account are subject to wagering requirements before they may be withdrawn as real money. The wagering requirement applicable to any given bonus is expressed as a multiplier (e.g., 30x) of the bonus amount or the combined deposit and bonus amount, as specified in the promotion terms. Wagering contributions vary by game type — live casino, table games, slots, and sportsbook wagers typically contribute at different rates to wagering requirements. These rates are published in the promotion-specific terms.
Bonus funds that are not wagered within the period specified in the applicable promotion terms will expire and be removed from your Account balance automatically. 78jl will not reinstate expired bonus funds under any circumstances.
All games available on the 78jl Platform — including live dealer games, online slots, sports betting markets, Tongits Go, and bingo — are governed by their respective game rules, which are accessible within each game's interface. By participating in any game, you agree to abide by its applicable rules.
78jl uses certified Random Number Generator (RNG) technology for all software-based games. Game outcomes are independently verified for fairness and compliance. Return-to-Player (RTP) percentages for all slot titles are published in the game information panels.
Wagers placed on sporting events are governed by the 78jl Sportsbook Rules, which form part of these Terms. Sports betting outcomes are determined by official results from the relevant governing body of each sport. Decisions regarding bet settlement are final once results have been confirmed.
The following activities are strictly prohibited on the 78jl Platform. Engaging in any prohibited activity will result in immediate account suspension, forfeiture of applicable balances, and may result in reporting to PAGCOR and relevant law enforcement authorities:
78jl is committed to promoting responsible gambling practices among all of its players. Gambling is intended as a form of entertainment and should never be viewed as a means of generating income or resolving financial difficulties.
The following responsible gaming tools are available to all registered 78jl players and can be activated from your Account settings at any time:
If you believe you or someone you know may have a gambling problem, we encourage you to seek support. Please visit our Responsible Gaming page for additional resources and guidance. 78jl reminds all players: this platform is strictly for adults aged 21 and above.
All content on the 78jl Platform — including but not limited to the 78jl name, logo, trademarks, game interfaces, software, text, graphics, and audiovisual materials — is the property of 78jl or its licensed content providers and is protected by applicable intellectual property laws of the Republic of the Philippines and international treaties.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the 78jl Platform solely for your personal, non-commercial gaming purposes. This licence does not include the right to reproduce, distribute, modify, create derivative works from, publicly display, or commercially exploit any part of the Platform's content.
Any unauthorized use of 78jl's intellectual property is strictly prohibited and may result in legal action. If you believe that any content on the Platform infringes your intellectual property rights, please contact us at the address specified in Section 14 of these Terms.
The 78jl Platform is provided on an "as is" and "as available" basis. While we take reasonable steps to ensure that the Platform is available and functioning correctly at all times, we do not warrant that it will be uninterrupted, error-free, or completely secure.
To the maximum extent permitted by applicable Philippine law, 78jl's aggregate liability to you for any claim arising out of or relating to these Terms or your use of the Platform shall not exceed the total amount deposited by you in the 30-day period immediately preceding the event giving rise to the claim.
78jl shall not be liable for:
Nothing in these Terms limits or excludes liability that cannot be limited under applicable Philippine law, including liability for fraud, intentional misconduct, or personal injury caused by our negligence.
78jl collects, processes, and stores personal data in accordance with its Privacy Policy, which is available at 78jl.asia/privacy-policy. The Privacy Policy forms part of these Terms and by accepting these Terms, you also accept the terms of the Privacy Policy.
By registering an Account, you consent to the collection and processing of your personal data as described in the Privacy Policy, including for the purposes of identity verification, fraud prevention, regulatory compliance, and service improvement. Your personal data will not be sold to unrelated third parties. It may be shared with PAGCOR or other regulatory or law enforcement bodies as required by applicable Philippine law.
78jl reserves the right to amend these Terms at any time. We will provide reasonable advance notice of material changes by displaying a notice on the Platform and, where practicable, by sending an email notification to your registered address. The "Last Updated" date at the top of this document indicates when the most recent changes took effect.
Your continued use of the 78jl Platform after the effective date of any amendments constitutes your acceptance of the revised Terms. If you do not agree with any changes to these Terms, you must close your Account before the amended Terms take effect. Account closure requests submitted on this basis will be processed without penalty.
These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes) shall be governed by and construed in accordance with the laws of the Republic of the Philippines.
In the event of any dispute between you and 78jl relating to your Account, a game outcome, a payment, or any other matter covered by these Terms, you should first contact the 78jl support team via in-platform live chat. We are committed to resolving player disputes fairly and promptly. Our support team aims to acknowledge all dispute submissions within 24 hours and to resolve them within five (5) business days where possible.
If a dispute cannot be resolved through our internal process, you may escalate the matter to PAGCOR through their official complaints channels. 78jl operates under PAGCOR regulatory oversight and accepts PAGCOR's jurisdiction in the resolution of player complaints.
If you have any questions about these Terms and Conditions, or if you need to submit a formal complaint or dispute, please contact the 78jl team through the following channels:
For responsible gaming concerns, including self-exclusion requests or gambling support referrals, please visit our dedicated Responsible Gaming page for additional information and resources available in the Philippines.
These Terms and Conditions were last reviewed and updated on January 1, 2026. They supersede all prior versions of the 78jl Terms and Conditions.
Now that you know the rules, join over 500,000 Filipino players on the Philippines' most trusted online casino. GCash deposit, instant play — 21+ only.
For players aged 21 and above only. Please play responsibly.